With client approval, iFraud received video footage capturing a coordinated staged commercial auto accident in real time: two vehicles repeatedly attempt a “stop short” scheme, using a lead car to abruptly brake and a second vehicle to manipulate positioning until the targeted commercial truck is finally forced into impact after multiple failed tries. The footage clearly documents the deliberate setup and execution of the collision — a textbook example of organized auto fraud that drives up premiums for businesses and consumers alike. This is precisely why the proposed reforms from Kathy Hochul targeting staged accidents and fraud rings are critical to reducing insurance costs and protecting honest policyholders.